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| Up to 75 days prior to departure | $300 |
| 74 - 45 days prior to departure | $600 |
| 44 - 30 days prior to departure | $1,000 |
| 29 - 10 days prior to departure | $1,500 |
| 9 days or less prior to departure | No Refund |
Friendly Planet Travel strongly recommends insurance coverage for your trip. Travel insurance through our special wholesale plan costs only $99-$159 per person (depending on your total trip cost) and is an invaluable asset for protecting your vacation investment. Travel insurance must be purchased before or at the time of final payment and is non-refundable. After we receive your final payment, our travel insurance package will no longer be available for purchase. In order to take full advantage of this comprehensive travel protection plan available through Travel Guard, we recommend purchasing the insurance at the time of booking. This way, the pre-existing conditions waiver will apply and your deposit will be covered.
The primary benefits of our comprehensive insurance coverage include:
TRIP CANCELLATION & INTERRUPTION: Up to total trip cost. Covers non-refundable trip payments up to the air and land cost for cancellation prior to departure or trip interruption after departure, in the event of covered sickness, injury or death.
PRE-EXISTING CONDITION EXCLUSION WAIVER: The pre-existing conditions exclusion will be waived at no additional cost provided that you purchase the insurance from Friendly Planet within 7 days of making the initial deposit/payment for your trip, and you are not disabled from travel at the time you pay your plan cost. We recommend purchasing travel insurance at the time of reservation in order to take advantage of this excellent benefit
MEDICAL EXPENSE & EMERGENCY EVACUATION: Up to $25,000. Covers costs of physician, hospital and emergency evacuation due to sickness or injury that occurs while you are on the trip.
TRIP DELAY: Up to $100 per day for up to 5 days. Reimburses additional expenses incurred by you for hotel accommodations and meals if you are delayed 12 hours or more. We will not pay benefits for expenses incurred after travel becomes possible
MISSED CONNECTION: Up to $500. Covers additional transportation costs to join the trip, reasonable accommodations, and meals if inclement weather or the common carrier causes the cancellation or delay of regularly scheduled airline flights for 3 to less than 12 hours.
CONNECTING FLIGHTS: Up to total cost of connecting flights not purchased through Friendly Planet if you cancel these flight arrangements for a covered reason. In order to take advantage of this excellent benefit, you must inform Friendly Planet of your connecting flight arrangements and of your intention to use the travel insurance to cover these flights no later than 60 days prior to departure. When purchasing travel insurance, please be sure to anticipate the cost of your connecting flights when calculating your total trip cost so that you select the correct insurance plan (see Plan Costs below).
BAGGAGE & PERSONAL EFFECTS: Up to $1,000. Covers loss, damage or destruction.
BAGGAGE DELAY: Up to $100. Covers purchases, clothing, etc., if baggage is delayed 24 hours or more.
24-HOUR HOTLINE ASSISTANCE: 24 hour hotline to provide help and legal assistance for medical and legal emergencies.
ELIGIBILITY: All travelers, regardless of age, country of citizenship, and pre-existing conditions, are eligible for coverage through our plan.
PLAN COSTS: Unlike expensive retail travel insurance plans that price coverage according to traveler characteristics, our travel insurance plan costs the same for all travelers regardless of age, pre-existing conditions, and trip duration. Our plan costs vary only slightly according to total trip cost per person. Total trip cost includes total Friendly Planet tour cost plus the total cost of any connecting flights not purchased through Friendly Planet. Cost of insurance is not calculated in the total trip cost.
Plan costs are as follows:
| Coverage Tier | Total Trip Cost Per Person | Plan Cost Per Person |
|---|---|---|
| 1 | $0-$1500 | $99 |
| 2 | $1,501-$5,000 | $129 |
| 3 | $5,001-$10,000 | $159 |
Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania Insurance Company (NAIC #19445) with its principal place of business at 70 Pine Street, New York, NY 10270, currently authorized to transact business in all states and the District of Columbia. The Policy will contain reductions, limitations, exclusions and termination provisions. All coverages may not be available in all states. Assistance Services are provided by Travel Guard Assist. This is only a brief description of the insurance benefits and travel services provided. Our travel insurance plan also provides additional benefits.
The Tour Operator/Friendly Planet Travel Inc. arranges these tours, only as agent for the companies and services they represent. As a consequence, Friendly Planet Travel, Inc. accepts no responsibility for accidents, damage, baggage losses and/or delays due to weather, strikes, acts of God, acts of governments or authorities, wars, criminal acts committed by third parties, hostilities, civil disturbances, riots, defects of vehicles or breakdown in equipment, or to the fault or default of any company used for carrying out these tours. Nor shall Friendly Planet Travel Inc. be liable for any damage resulting directly or indirectly from delays, cancellation or changes in flights. In the event it becomes necessary or advisable, for the comfort or well being of the passengers, or for any reason whatsoever in the professional judgment of Friendly Planet Travel, Inc., to alter the itinerary or arrangements, such alternations may be made without penalty or liability against Friendly Planet.
Additional expenses shall be borne by the passengers. Friendly Planet Travel, Inc. reserves the right at its absolute discretion to withdraw services and make changes and alterations in the itinerary as may be necessary for the proper handling of the tour or to refuse or cancel any person at any time, without being under obligation to assign a reason therefore. In the event of exercise of this right, the Tour Operator shall be under no liability to that person whatsoever.
Regarding any and all services and accommodations furnished, Friendly Planet expressly disclaims all responsibility or liability over any matter whatsoever for loss, damage, injury or expense to property or person due to any cause whatsoever for loss, damage, injury or expense to property or person, due to any cause whatsoever occurring during the tour or otherwise. Friendly Planet and/or their agents can accept no responsibility for losses and accidental expenses due to changes in schedules, sickness, weather, strikes, terrorism, war, quarantine or other causes. All such losses or expenses will be borne by the passengers.
In the absence of their own negligence, Friendly Planet shall not be responsible for any cancellations, delays, diversions or substitution of equipment, or any act or omission whatsoever by air carriers, hotels, transportation companies, or any other persons providing any of the services and accommodations to passengers, including any results thereof, such as changes in services or accommodations necessitated by same. Nor shall they be liable for any loss or damage to baggage or property, or for injury, illness, or death, or for any damages or claims whatsoever arising from loss, negligence or delay from the act, error or negligence of any person not its direct employee or under its exclusive control. Friendly Planet is not responsible for any criminal conduct by third parties.
The airlines, rail and steamship companies concerned are not to be held responsible for any act, omissions or events during the times that passengers are not aboard their aircraft or conveyances. The passage contract in use by the airlines concerned, when issued, shall constitute the sole contract between the airlines and the purchasers of this tour or passengers. Friendly Planet Travel Inc. reserves the right to cancel any tour, for any reason, prior to departure and cannot be held responsible for any damages resulting from said cancellation. In case of such tour cancellation by Friendly Planet, a full refund of the monies paid to Friendly Planet will be offered. Friendly Planet is liable to the customer for any funds received from the tour operators due to changes or cancellation of any part or all of the itinerary. This represents the entire agreement between the passenger and Friendly Planet. There is no additional liability. Any dispute arising from these tours shall be litigated only in the courts of Montgomery County, Pennsylvania, which shall have exclusive jurisdiction.